Resource Library

Empowering knowledge and protection to master debt.
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Types of debt

Differences Between Secured and Unsecured Debt

Secured and unsecured debt are two types of categories which loans typically fall under. Even though secured has collateral and unsecured doesn’t, there is still more to learn about.
Credit cards

Different Credit Card Fees

When applying for a credit card, you may see some terms you are unfamiliar with. Some of these terms may be fees that are associated with that specific credit card.
Debt settlement

What are the Differences Between Debt Consolidation and Debt Settlement?

Debt consolidation and debt settlement are both processes for paying off what you owe, but they tackle the problem from different angles.
Types of debt

Hidden Fees of Payday Loans

Payday loans are used to cover immediate cash needs, but when applying for this loan you need to consider the added on fees and the ultimate risks.
Financial planning

How to Plan Your Emergency Fund

It is important to be prepared for uncertain or unexpected events that may occur, which is why you should set aside an emergency fund to plan for unexpected finances and avoid debt.
Financial planning

How to Keep Track of Home Finances

Tracking your finances may seem unappealing and time consuming, but it is a really, important thing to do. Here is a look into how you can keep track of them.